Smarter lending for growing small businesses

Access business funding without the bank‑runaround.

Whitehorse Financial Group helps U.S. small businesses secure transparent, compliant funding solutions—so you can stabilize cash flow, seize opportunities, and stay in control of your terms.

Check Your Options

No obligation. Soft credit pull to review options.

Funding options typically range from $25,000 to $2,000,000+ for qualified businesses.
Fast decisions with human underwriters—not just algorithms
Full fee and rate transparency, with clear repayment terms

See if your business qualifies

Answer a few questions and a lending specialist will follow up with tailored options.

First Name

Last Name

Phone *

Email *

Legal Business Name: *

By checking this box, I consent to receive transactional messages from Whitehorse Financial group related to my account, orders, or services I have requested. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Lending & advisory services

Flexible funding options for real‑world small business needs.

Whether you are smoothing out cash flow or financing your next phase of growth, Whitehorse Financial Group helps you navigate funding options with clarity and compliance.

Working Capital Lines

Flexible revolving access to capital to cover payroll, inventory, and day‑to‑day operating expenses, with clear draw and repayment structures.

Typical ranges: $50,000–$750,000
Term options from 6–24 months
Designed for cash‑flowing businesses

Term Loans & Expansion Capital

Project‑based financing for equipment purchases, renovations, location expansions, or acquisitions, with predictable structured repayments.

Funding options typically range from $100,000 to $2,000,000+, based on qualifications.
Fixed or variable rate options
May be secured or unsecured, depending on profile

Specialty Finance & Advisory

Tailored structures for seasonal businesses, asset‑backed facilities, and consolidation strategies to simplify existing obligations.

Dedicated advisor support
Scenario modeling & repayment planning
Collaboration with your CPA or legal counsel

How it works

A transparent, guided path from inquiry to funding.

We pair technology with experienced lending professionals, so you understand your options, obligations, and ongoing communication preferences at every step.

Step 1 — Share your goals

Provide a brief overview of your business, funding goals, and timeline. We’ll also capture your preferred channels for updates (email, SMS, phone) in a compliant, recorded fashion.

Step 2 — Review tailored options

Your specialist compares options across our lending network, presents clear scenarios, and reviews key items like estimated payments, fees, term length, and covenants in plain language.

Step 3 — Finalize and fund

Once you select an option, we help coordinate documentation, underwriting questions, and closing. In many cases, In some cases, qualified businesses may receive funds within 2–5 business days after final approval.

Responsible, compliant communication & lending practices.

Whitehorse Financial Group follows industry best practices and applicable federal and state regulations, including TCPA and carrier guidelines for A2P messaging, to help safeguard your data and your time.

Clear written consent for SMS and automated outreach
Clear opt-out instructions included in every SMS message (Reply STOP to cancel, HELP for assistance)
No sale of your mobile number to third‑party marketers
Data handling aligned with our Privacy Policy and Terms

Lending & rate disclosures

All loan and financing offers are subject to credit approval, verification of information, and availability. Terms, conditions, and rates vary by lender, product type, location, and underwriting criteria. Nothing on this website is a commitment to lend or an offer that can be accepted.

Whitehorse Financial Group is an equal opportunity provider. We do not make credit decisions based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or any other protected class, consistent with applicable law.

For full details, please review our Terms of Service and Privacy Policy below.

Client stories

Why small business owners choose Whitehorse.

“Whitehorse helped us restructure short‑term debt into a single facility that actually matched our seasonal cash flow. The process was clear. They ensured we clearly understood all communication preferences and authorizations before proceeding.”

Elena M., owner, regional landscaping company

“As a multi‑location restaurant group, we needed a partner who could walk us through scenarios, not just send documents. Our advisor coordinated with our CPA and kept communication organized and compliant.”

James R., co‑founder, restaurant group

“We appreciated the clear disclosures. Before we signed anything, we knew exactly how often we’d hear from them, how to adjust preferences, and what our obligations were under the financing agreement.”

Riya P., owner, specialty retail brand

Whitehorse Financial Group

Specialized lending and advisory services for small and midsize businesses. Transparent terms, responsible communication, and a partner that grows with you.

Legal

Contact

Phone: 917-733-6376
Email: [email protected]
Business hours: Mon–Fri, 9am–6pm (local time)

Please do not send sensitive personal information (such as full account numbers) via unsecured email. For information about our SMS program, please review our Terms of Service and Privacy Policy.